Liquidity management in commercial funds: theories of liquidity management; priorities in
the employment of bank funds; problems in resource allocation in India. Management of
capital funds in commercial banks: Meaning and functions of capital funds, necessity for
adequate capital funds; capital adequacy standards; present standards in India for capital
adequacy of banks.
Management of primary reserves: nature and purpose of primary reserves; Legal reserves –
nature and function; working reserve- nature and function; cash management in commercial
Management of secondary reserves; nature and function of secondary reserves; factors
influencing secondary reserves; estimation and managing secondary reserves.
Management of Bank Deposits: deposit mobilization; concept of bank marketing; Management
of bank loans; characteristics of bank loans; loan policy in a commercial bank; evaluation of
loan application; credit information, credit analysis, credit decision. Priority sector lending
policies of commercial banks in India.
Management of bank investments: Nature and principles of security investment of commercial
banks; formulating investment policy; volume and pattern of investment of commercial banks.
Performance evaluation of banks; branch expansion, deposit mobilization and credit
Principles and practice of general insurance; meaning, functions and scope of life, fire and
marine engineering, accident and aviation insurance; Insurance Act 1938.
Risk management through insurance: Role of insurance; benefits and limitations; Risk
Management policies: fire insurance; engineering insurance; machinery breakdowninsurance;
Public liability insurance; product liability insurance, professional indemnities; employer’s
MCom (Masters in Commerce) Subjects